Bridge & development finance
in London
Bridge and development finance for prime central London real estate, arranged through private banks, debt funds and specialist UK lenders.
London is the most liquid bridge market in Europe. A bridge loan in prime central London is used to acquire under time pressure, release equity from an unencumbered asset, or refinance maturing debt, across Mayfair, Belgravia, Knightsbridge, Chelsea and Marylebone, frequently held through UK, Jersey or BVI SPVs.
Passy Partners arranges London bridge and development finance for international and SPV borrowers. SDLT planning at acquisition and the holding structure both affect the day-one funding requirement and are taken into account at structuring stage, alongside the borrower's tax counsel.
Full United Kingdom coverage- –Acquisition bridges on prime central London residential held in UK, Jersey or BVI SPVs.
- –Refurbishment and light development bridges from £1M.
- –Senior development finance for residential and mixed-use schemes outside prime central London.
- –Refinancing of maturing senior facilities, including stretched senior structures.
- Facility size
- From €1M, up to €50M
- Security position
- Senior, stretch-senior or whole-loan
- Bridge pricing
- From ~8% per annum
- Bridge leverage
- Up to ~70% of value
- Development
- From ~8% p.a., up to ~60% of GDV
- Term
- 3–24 months (bridge); 18–36 (development)
Indicative parameters only. Rate, leverage and term are set by the chosen lender and confirmed on completion of underwriting.
London bridge finance,
explained.
Yes, and it is one of the most common structures we arrange. Prime central London is widely held by international borrowers through UK, Jersey or BVI SPVs, and our lender network is selected partly on its appetite for non-resident borrowers and offshore holding chains. KYC and source-of-funds expectations are higher in these cases, and the holding structure affects both lender eligibility and exit options.
Discuss a London financing requirement
Initial conversations are confidential and without obligation.