Bridge & development finance
in Paris
Bridge and development finance for prime Paris real estate, from Haussmannian apartments to hôtels particuliers.
Paris combines a deep prime residential market with slow domestic bank processes, which has made bridge finance almost standard for international and HNW buyers. A bridge loan in Paris is used to acquire ahead of a sale, fund the refurbishment of Haussmannian stock, or release equity from a low-leverage asset, across the 7th, 8th, 16th and adjacent arrondissements.
Passy Partners arranges Paris bridge and development finance for non-resident and HNW borrowers, commonly held through an SCI or SCI à l'IS. The holding structure affects lender eligibility and IFI exposure and is settled with the borrower's notaire from term-sheet stage, rather than retrofitted afterwards.
Full France coverage- –Acquisition bridges on Paris prime residential held through an SCI or non-resident structure.
- –Refurbishment finance on Haussmannian apartments and hôtels particuliers.
- –Office-to-residential conversion finance.
- –Equity release against low-leverage Paris portfolios.
- Facility size
- From €1M, up to €50M
- Security position
- Senior, stretch-senior or whole-loan
- Bridge pricing
- From ~8% per annum
- Bridge leverage
- Up to ~70% of value
- Development
- From ~8% p.a., up to ~60% of GDV
- Term
- 3–24 months (bridge); 18–36 (development)
Indicative parameters only. Rate, leverage and term are set by the chosen lender and confirmed on completion of underwriting.
Paris bridge finance,
explained.
Yes, and most of our Paris flow involves non-resident borrowers. Acquisitions are commonly held through an SCI or SCI à l'IS, and our lender network is selected for its ability to underwrite non-resident principals and French holding structures. The structure affects lender eligibility and IFI exposure and is settled with the borrower's notaire before we approach lenders.
Discuss a Paris financing requirement
Initial conversations are confidential and without obligation.