Bridge & development finance
in Gstaad
Bridge and development finance for ultra-prime Gstaad chalets, arranged through Swiss private banks.
Gstaad is one of the most discreet ultra-prime Alpine markets, dominated by Swiss private banks. A bridge loan is used to acquire a chalet, refinance a maturing facility, or release equity, where discretion and certainty of execution matter most.
Passy Partners arranges Gstaad finance for Swiss-resident borrowers and Swiss-domiciled vehicles. The Lex Koller regime restricts residential acquisition by non-residents, so eligibility is confirmed with the borrower's Swiss counsel before terms; qualifying chalet-hotel and commercial operations can fall outside it.
Full Switzerland coverage- –Acquisition and refinance bridges on Gstaad chalets for Swiss-resident borrowers.
- –Equity release against unencumbered chalet holdings.
- –First-charge bridge against chalet portfolios.
- –Hospitality finance under Lex Koller exemptions.
- Facility size
- From €1M, up to €50M
- Security position
- First charge / senior only
- Bridge pricing
- From ~8% per annum
- Bridge leverage
- Up to ~70% of value
- Development
- From ~8% p.a., up to ~60% of GDV
- Term
- 3–24 months (bridge); 18–36 (development)
Indicative parameters only. Rate, leverage and term are set by the chosen lender and confirmed on completion of underwriting.
Gstaad bridge finance,
explained.
It depends on the asset and status more than anything else. Non-residents are restricted from acquiring Swiss residential property under the Lex Koller regime, which limits financing secured against a purely residential chalet. Qualifying chalet-hotel or commercial operations can fall outside it, and Swiss-resident borrowers and Swiss vehicles are well served. We screen Lex Koller with the borrower's Swiss counsel before issuing terms.
Discuss a Gstaad financing requirement
Initial conversations are confidential and without obligation.