Compliance

1. Company

Passy Partners Ltd is a private limited company incorporated in England and Wales under company number 11073496, founded in 2017, with its registered office at 110 Hillside Gardens, Edgware HA8 8HD, United Kingdom.

2. Regulatory status

Passy Partners is an arranger of finance for professional and corporate borrowers. We arrange non-regulated bridge and development finance, typically secured against assets held through corporate vehicles. This activity sits outside the regulated consumer-lending and regulated-mortgage perimeter, and it does not require us to hold authorisation from the Financial Conduct Authority (FCA) or an equivalent licence in the other markets we cover.

Where a transaction would involve a regulated activity, for example a regulated residential mortgage for an individual borrower, we do not undertake it ourselves. We refer such business to appropriately authorised partners: FCA-authorised firms in the United Kingdom, and the relevant authorised intermediaries and supervised lenders in France (ORIAS / ACPR), Monaco (CCAF), Switzerland (FINMA) and Luxembourg (CSSF).

3. We are not a lender

We do not lend our own balance sheet. We act on the borrower's side: we structure the financing requirement, approach the lenders in our network best suited to the asset, jurisdiction and ticket, and run the process through to drawdown. Our fees are paid by the borrower on completion and agreed in writing beforehand; we take no remuneration from lenders, which keeps lender selection independent. The borrower retains the lender relationship after completion.

4. Anti-money laundering and KYC

We carry out know-your-customer and source-of-funds checks on borrowers and their ultimate beneficial owners as a condition of engagement. Expectations are higher for non-resident borrowers and multi-layered or cross-border holding structures, and chosen lenders run their own independent checks. Preparing this information early is the simplest way to keep a transaction moving.

5. Confidentiality

Information shared with us, including enquiry details and transaction materials, is treated as confidential from first contact. We do not operate a public client list, and deal details are published only with the relevant parties' consent or in anonymised form.

6. Contact

For any compliance question, please contact us at contact@passypartners.com.