Bridge & development finance
in Saint-Tropez
Bridge and development finance for prime Saint-Tropez villas and peninsula estates, arranged for non-resident and HNW owners.
Saint-Tropez is a seasonal ultra-prime market where the best villas, particularly on the peninsula and in Les Parcs de Saint-Tropez, trade fast and often off-market. A bridge loan here is used to secure a villa ahead of the season, fund a refurbishment, or release equity, where domestic bank timelines cannot keep pace.
Passy Partners arranges Saint-Tropez finance for non-resident and HNW borrowers, commonly through an SCI or SCI à l'IS, coordinated with the borrower's notaire from term-sheet stage.
Full France coverage- –Acquisition bridges on peninsula and Les Parcs villas held through an SCI.
- –Refurbishment finance on prime Saint-Tropez properties.
- –Equity release ahead of, or instead of, a seasonal sale.
- –Development finance for villa schemes.
- Facility size
- From €1M, up to €50M
- Security position
- Senior, stretch-senior or whole-loan
- Bridge pricing
- From ~8% per annum
- Bridge leverage
- Up to ~70% of value
- Development
- From ~8% p.a., up to ~60% of GDV
- Term
- 3–24 months (bridge); 18–36 (development)
Indicative parameters only. Rate, leverage and term are set by the chosen lender and confirmed on completion of underwriting.
Saint-Tropez bridge finance,
explained.
Yes, and most Saint-Tropez flow involves non-resident borrowers. Villas are commonly held through an SCI or SCI à l'IS, and our lender network is selected to underwrite non-resident principals and French holding structures. The structure affects lender eligibility and IFI exposure and is settled with the borrower's notaire before we approach lenders.
Discuss a Saint-Tropez financing requirement
Initial conversations are confidential and without obligation.